by: Elizabeth Lee
Although MERS® Quality Assurance requirements are not that complex, they are time consuming. For those of us that love to read Quality Assurance Manuals for tedious procedural updates to implement, not a major problem. But many of us are busy working and looking for trusted colleagues to break trail on those issues and report back. If I may be so bold…a brief data dump incoming. Or, skip this blog and simply call me on how to meet MERS® QA requirements.
by: Ruth Lee
Lazy, uninformed and disingenuous – my cup runneth over with epithets for this Congress. It is unsurprising that our Congress and a general takeover by Communists are polling around the same approval rating.
If you are buying a home or refinancing in 2012, you can expect to pay a higher rate of anywhere from .5% to .8% for THIRTY YEARS because Congress insisted it “pay for” the short term 2% payroll tax extension with G-fees. G-fees are an easy target, and your comprehension is not required for you to feel the impact. For example, there are millions that still can’t define a CDO, but are quite aware that their home is worth 30% less than it was five years ago.
Mary Kladde is the founder and CEO of Titan Lenders Corp, a Denver, CO based domestic provider of outsourced mortgage fulfillment services. Ms. Kladde has nearly 20 years of actual mortgage operations experience and exposure to all residential lending channels and processes from origination through point of sale, which has provided unique insight into the operational needs of lenders and investors
Ruth Lee is the VP of Sales at Titan, and also heads Titan's government communications and advocacy efforts. Ms. Lee actively serves and participates on national committees with the NAMB, CAMB and the TMBA. She is very much abreast of the changing regulatory requirements and challenges inundating the mortgage industry today, giving her a unique synergistic knowledge of mortgage compliance and real-world operational demands.
